I USED TO THINK A GOOD BUDGET TOOL WAS LIKE A UNICORN.
Hi, I'm Becky.
I'm frugal and fabulous. I'm a free spirit and a nerd. A spender and a saver. I get REAL geeked out about spreadsheets and data (even if I do threaten to set Excel on fire on a regular basis). But I used to think that finding a good budget sheet was next to impossible.
This is coming from a a person who worked month after month to build financial proficiency. I think Dave Ramsey's plan is awesome sauce and I really want you to get some value out of it, too. It feels so amazing to be working towards my life goals of adopting every single cat and switching to name brand laundry detergent.
Here's the deal. I wasn't always on board the budget train. I used to hate paying my bills. This was probably because I didn't have enough money to cover my expenses. Or at the very least, I wasn't putting my hard-earned income where it needed to go. McDonald's has plenty of money.
I'm frugal and fabulous. I'm a free spirit and a nerd. A spender and a saver. I get REAL geeked out about spreadsheets and data (even if I do threaten to set Excel on fire on a regular basis). But I used to think that finding a good budget sheet was next to impossible.
This is coming from a a person who worked month after month to build financial proficiency. I think Dave Ramsey's plan is awesome sauce and I really want you to get some value out of it, too. It feels so amazing to be working towards my life goals of adopting every single cat and switching to name brand laundry detergent.
Here's the deal. I wasn't always on board the budget train. I used to hate paying my bills. This was probably because I didn't have enough money to cover my expenses. Or at the very least, I wasn't putting my hard-earned income where it needed to go. McDonald's has plenty of money.
Some Light Financial Reading. 
I have a confession to make: I was once exactly like the average American consumer: I was spending 83% more by using credit cards instead of cash (I swear my hand automatically folds into the shape of a credit card holder 🙄🙄), I couldn't tell you where my money went in an average month and I was always worried I would run out of money (which I often did).
Once I decided to get back on track, I discovered Dave Ramsey and his salty-uncle-who-really-loves-you approach to helping you win with money. I was in. I started budgeting with a crappy Excel sheet and dutifully started to make my monthly trips to the bank for cash. And oh man were those a disaster!
It was on one of those bank trips, sweating numbers in front of the teller and having to swear that I'm just crappy at math and not low-key trying to rob Wells Fargo that I got my big idea.
Once I decided to get back on track, I discovered Dave Ramsey and his salty-uncle-who-really-loves-you approach to helping you win with money. I was in. I started budgeting with a crappy Excel sheet and dutifully started to make my monthly trips to the bank for cash. And oh man were those a disaster!
It was on one of those bank trips, sweating numbers in front of the teller and having to swear that I'm just crappy at math and not low-key trying to rob Wells Fargo that I got my big idea.
ENTER MY ULTIMATE BUDGET SHEET!
I tried a LOT of budget tools. Eventually I created my own budget spreadsheet, that started out as a poor-soul version of the UBS. It required me to enter my info every month (gross), re-invent the wheel all the time (unhelpful) and do my own math (BAD IDEA!!).
This spreadsheet is the result of so many months of messing my budget up, a LOT of swear words and the combination of behavior and knowledge to set myself up for success in a way that's streamlined, painless and (gulp) fun?!?
CAN I GET A TA-FREAKING-DA?!?
This spreadsheet is the result of so many months of messing my budget up, a LOT of swear words and the combination of behavior and knowledge to set myself up for success in a way that's streamlined, painless and (gulp) fun?!?
CAN I GET A TA-FREAKING-DA?!?
YOU DON'T BELIEVE IT'S THAT COOL?!?
I can tell I'm dealing with a very smart cookie here, so I don't blame you for not just taking my word that this is the coolest, most different, unique and (most importantly) effective budget for people who are finally ready to:
Heeeeeere we gooooooo!
- Pay down debt
- Save money
- Take control of their cash and financial wellbeing
Heeeeeere we gooooooo!
Here's how my mega-geeky, rad budget spreadsheet has helped me:
Remember how I said I was a nerd? I let my geek flag fly with this baby. It actually went way beyond my personal ability to work with Excel so I actually hired an Excel guy (yes, they exist and yes, I have not one, but TWO) to help me perfect it to address the financial zombies (like a spreadsheet version of Jacob Marley) that kept popping up every month like the ghosts of broke life past. Here’s what that looked like for me!
WAIIIITTTTT.
You didn't think you were getting out of here without getting some crazypants bonuses, did you?
Because if you did. You were. Um. Wrong.
Here's the full list:
You didn't think you were getting out of here without getting some crazypants bonuses, did you?
Because if you did. You were. Um. Wrong.
Here's the full list:
- The BIG WHY WORKSHEET to help you laser-focus on your reasons for putting in the WERK to help you when you're ready to quit. AKA every shoe sale.
- My Budget Sneaks Checklist With helpful monthly, quarterly and annual expenses to avoid overages.
- The Budget Busters Cheat Sheet to help you get on the defensive about the little items that add up to big long-term spending.
NOTE: I DON'T KNOW HOW LONG THESE BONUSES ARE GOING TO BE AROUND, SO GRAB THEM WHILE YOU CAN!
I KNOW IT'S HARD TO JUSTIFY SPENDING MONEY TO SAVE MONEY.
I get it. There's always something I could buy or invest in. Trust me, I'm borderline-addicted to coaching, templates, courses and training and all of the things. Buuuuut, how much is your time worth?
How much better would it be if you could get your finances in less than an hour before the start of the new month?
How much headache do you want to save trying to get spending under control?
How much is it worth for you to be able to sleep knowing you have a plan and can just start attacking your financial goals.
Is your time, peace of mind and long-term financial well-being worth more than $7?
I definitely think so. I priced this to make it easy for just about anybody to buy it, just because I really think it's amazing and want you future financial rock stars to win, baby!
You can skip Starbucks just ONCE (and then forever) and buy this and then get down to the business of making your dreams come true.
I get it. There's always something I could buy or invest in. Trust me, I'm borderline-addicted to coaching, templates, courses and training and all of the things. Buuuuut, how much is your time worth?
How much better would it be if you could get your finances in less than an hour before the start of the new month?
How much headache do you want to save trying to get spending under control?
How much is it worth for you to be able to sleep knowing you have a plan and can just start attacking your financial goals.
Is your time, peace of mind and long-term financial well-being worth more than $7?
I definitely think so. I priced this to make it easy for just about anybody to buy it, just because I really think it's amazing and want you future financial rock stars to win, baby!
You can skip Starbucks just ONCE (and then forever) and buy this and then get down to the business of making your dreams come true.
The Ultimate Budget Worksheet
$7.00
When I finally locked this budgeting system down, I was able to pay down a student loan and credit card, plan for financial solvency and get on the road to financial freedom. It's: -Simple -Efficient -Effective This is an Excel-based spreadsheet that yo can plug your own data into and start using now (like, RIGHT now) to get on the path towards a better future. What are you waiting for?!?
PS. I want you to love this as much as I do.
If you're not 100% satisfied with the Ultimate Budget Sheet we guarantee a refund, no questions asked. I pinky swear.
PS. I want you to love this as much as I do.
If you're not 100% satisfied with the Ultimate Budget Sheet we guarantee a refund, no questions asked. I pinky swear.
Disclaimer: I'm a huge Dave Ramsey Fan. I have the Total Money Makeover, I listen to his YouTube videos all the time and I use the Everydollar Budget App. I actually do both my budget and his, because, nerd, remember? This spreadsheet is something I've been working on for years in order to make my debt-free journey easier and I wanted a way to share it with more people because I think it's pretty cool. I am not affiliated in any way with the Dave Ramsey organization, their personalities or subsidiaries thereof. (Excepting my massive fangirling). He does not endorse this tool (a girl can dream, right?), we've never met. I just think he's real smart and want to make it easier for me to follow his great plan to build wealth. To recap, this is not approved by Uncle Dave or his peeps, and he's (they've) never even seen it (as far as I know). Ya dig?